Grabbing your phone to capture a photo is easy. You hardly need to think about what you are doing. Just pick it up, activate the screen, and tap it a few times, and your photo is done. Moreover, you can share your images clicked on social media in a matter of minutes. This fuss-free photography has resulted in a massive demand for camera phones.
But how much do you need to shell out for a decent camera phone? Fortunately, you don’t need to break the bank and can find a vast array of camera phones under 20000 from India’s leading mobile brands. In fact, phones in this segment pack multi-lens cameras with superior imaging technologies and sophisticated modes, making them the best replacement for digital cameras.
To save you the legwork, we have compiled a list of the low-budget camera smartphones that will offer you the best value for money with some compelling camera features under 20000:
- realme 9 Pro 5G
Be prepared to ‘Capture the Light’ on this latest phone under 20000. The camera specifications of the triple rear camera setup include a 64 MP primary sensor along with an 8 MP sensor with an ultra-wide lens offering a 119-degree field view and a 2 MP macro snapper.
It also has a 16MP front-facing selfie snapper. For those who indulge in night photography, realme’s Starry mode is the best way to capture the gorgeous night sky.
- Redmi Note 11T 5G
Redmi is known for churning out the best budget camera phones, and this new phone is no different. The phone comes with a 50MP AI camera with a dazzling Night mode, a Pro Colour mode and a Colour Focus mode, which can be easy to use by anyone without much photography knowledge.
The 8GB + 128GB variant of this phone priced under 20000 could be the perfect phone for someone who wants a value-for-money device without compromising performance.
- Vivo T1 5G
This Vivo phone is one of the best-performing phones under 20000 in the camera segment. The mobile is powered by a Snapdragon 695 processor and comes with Dynamic RAM Expansion of up to 12GB.
The Super Night Mode grabs the spotlight amongst the many other remarkable features on this phone, with unique algorithms that can brighten up dull images. The Funtouch OS 12 (based on Android 12) with interesting camera features can add magic to mundane photos.
- Poco M4 Pro 5G
Though this Poco phone is essentially a gaming phone, it could be one of the best budget camera phones. The phone packs a 50 MP dual camera configuration driven by AI and an 8MP Ultrawide sensor, as well as a variety of settings such as Kaleidoscope, Night mode, Slow-motion, Time-Lapse, and more.
It is backed by a Dimensity 810 6nm processor and a 5000mAh battery. If you’re looking for a performance-oriented smartphone under 20000, which also is an all-rounder in terms of features, this is the phone to get.
- Oppo F19 Pro Plus
This Oppo phone can go head-to-head with many mid-budget phones and is synonymous with a stellar camera configuration. Referred to as the ‘Portrait Video Expert’, the AI Portrait feature is one of the prominent features of this camera phone, which applies Ultra Night video and HDR Video algorithms for sharper video quality.
This smartphone can construct photos in 108 MP to capture the minor details in images clicked using this phone. A Super AMOLED display with 50W Flash charging is the other best-selling point of this budget phone under 20000.
- OnePlus Nord CE 2 Lite
You can’t ignore OnePlus’s latest offering under 20000, especially if you desire top-notch photography. The 64MP AI Triple camera and a 2MP depth-assisted camera add a creative dimension to portraits and close-up shots. The phone has storage expandable up to 1TB to help you organize photos and videos without any storage woes.
- Samsung M32 5G
This Samsung smartphone under 20000 is equipped with a Quad camera setup with a 48MP primary camera + 8MP Ultra wide camera+ 5MP depth camera + 2MP Macro camera. The images captured with this setup are vibrant, and the dynamic range is also perfect.
A 5000mAh battery offers full-day battery life, and the Knox security ensures military-grade security on the phone.
- Infinix Zero 5
If you are a photography enthusiast who loves capturing life on the go, this budget camera from an Indian mobile brand could be the best choice. A dual rear camera system with a 12 MP wide-angle lens and a 13 MP telephoto lens can let you shoot a wide range of shots.
The 4-in-1 selfie camera with a 16MP lens and Front Flash feature give you promising selfies under all lighting conditions.
- Micromax Canvas Infinity Pro
This Indian mobile brand manages to wow mobile users with a budget camera phone that can leave you surprised. A dual front camera with a 20MP and 8MP lens puts it in the league of the best selfie phones under 20000. Both these cameras come with soft flash to enhance the quality of images taken in dim lighting.
| Best camera phones under 20000 | Price |
| realme 9 pro | Rs 18,999 |
| Redmi Note 11T 5G | Rs 16,999 |
| Vivo T1 | Rs 15,990 |
| Poco M4 Pro 5G | Rs 16,999 |
| Oppo F19 Pro Plus | Rs 19,999 |
| OnePlus Nord CE 2 Lite | Rs 18,999 |
| Samsung M32 5G | Rs 18,999 |
| Poco X4 Pro 5G | Rs 18,999 |
| Infinix Zero 5 | Rs 17,999 |
| Micromax Canvas Infinity Pro | Rs 17,999 |
Buying a Phone on EMI
All the above phones under 20000 come with rich specifications and long-lasting features that will give you high returns on your purchase. Moreover, you don’t need a lump sum to buy these best selling phones. While shopping at the Bajaj Finserv, you can opt for the easy EMI option and zero downpayment to fund your purchase. Bring home one of the best budget camera phones under 20000 and seal all the precious moments of your life on your phone.